Minimizing Your Years To Retirement

I talk a lot about saving on this blog, and here is why: Your savings as a percentage of your income dictate when you can retire. Here is the idea: if right now you are in the position that you can live the way you want, without any income from active employment, and can do Read More …

Personal Capital Review

I started using Personal CapitalĀ in November 2015, and I love it! The phone app allows you to see how much you have saved anytime you need a little motivation. The nice people over there send awesome emails telling you how much better off you are than this time last month (which really makes the saving Read More …

Financial Independence – What’s That?

You may have noticed I use the terms “Financial Independence” and “Early Retirement” interchangeably, and some of you have asked what I mean, so here is a quick post to clarify. To me, financial independence is not: having a good job that pays enough money to cover my bills and let me go out to Read More …