Financial Independence – What’s That?

You may have noticed I use the terms “Financial Independence” and “Early Retirement” interchangeably, and some of you have asked what I mean, so here is a quick post to clarify. To me, financial independence is not: having a good job that pays enough money to cover my bills and let me go out to Read More …

Weber-Fechner Law of Pricing

A reader sent the link below about the Weber-Fechner Law of Pricing. It is really interesting, and fits right into my field of thought, so I figured I would chuck it up here for all of you to watch and learn how to keep more of your money in your wallet. Video courtesy of Darden Ideas Read More …

What am I saving for? – Financial Independence

  So I have told you a little about me during my first couple of posts, but I haven’t really discussed what it is I am saving for, other than the generic early retirement and financial independence. Therefore I thought I would fill you in a little more, as a couple of people have asked. Read More …

Save $1,417 on Netflix

I was an early adopter of Netflix I had an account for the DVD service back before the streaming became available, and oh lord do I wish I had bought shares in them when I first fell in love with the service. I would have been a lot further down the road to retirement if I Read More …

Budgeting 2 – Where to Make Savings

Budgeting, budgeting, budgeting, budgeting… Now you have the hard part complete, this is where the real fun starts. It is a building block of successful saving, and eventual financial independence. Once you have started, you might just find it a little addictive. Carrying on with our example from Budgeting 1, it is now time to collate all the Read More …

Budgeting 1 Your Current Spending

Now I have planted the seed of Reducing Your Rent, we can let our subconscious work on that while we turn to getting on with transforming the rest of our spending through budgeting. The first thing you need to do is figure out why you have decided to take control of your finances. Make a list of what Read More …

Lunch – Stop Wasting Silly Money On It

My colleague and I had a Subway for lunch yesterday. It was truly delicious. I love Subway, I have since my first bite of an Italian BMT with my friend Richard in Cambridge, many years ago. To me there really is no better sandwich than Italian BMT on herb and cheese. The Subway sandwich I had cost Read More …