Pay Day Zen

One of the things I love most about my new saving lifestyle is that I forget when I am going to get paid. Since paying off all my credit card (CC) debts, getting paid is just a nice surprise. Formerly, it was necessity that was preceded by the stress of juggling current account and CC Read More …

10 Ways To Cut Spending

Living the cut spending life style has been really good to me over the last 9 months. I have paid off all my debts, have no rent to pay, and have minimal bills that are easily covered and all on direct payment. It is amazing. It has been a lot of work and I have Read More …

The Value of Used Cars

As I cruise America’s back roads, I am always struck by the number of used cars rusting away on the side of the road, long grass growing around them, in contrast to the close-cut lawns on which they sit, and sun-bleached For Sale signs pasted in the windows. I have never understood why so many of them seem Read More …

Credit Score Increase: Another Surprise Outcome of Van Life

I recently got an email from my bank BoA , saying that I could get a free copy of my FICO credit score if I signed up online. I had been thinking about my score recently, as when I applied for a new credit card (CC) in December, they told me my score was only Read More …

Proof Stuff Doesn’t Make Happy

In the last couple of weeks, other than working on the van, I have been reading a lot about how how material goods (stuff or things) do not make us happy. Getting a new laptop, car, or huge TV are pretty normal financial goals for most of us. We focus on them and love them Read More …

Minimizing Your Years To Retirement

I talk a lot about saving on this blog, and here is why: Your savings as a percentage of your income dictate when you can retire. Here is the idea: if right now you are in the position that you can live the way you want, without any income from active employment, and can do Read More …

Saving $13,000 by Ditching These 7 Things

Saving is the route to getting up in the morning and not having to go to work, or just not getting up in the morning; staying in bed all day with a book or a loved one. Not doing anything you don’t want to do that day. To get there we may have to work Read More …

5 Reasons To Start Investing

Tired of spending all you money on beer, food, and fun? Trying to figure out what you should be doing with it rather than paying for bottle service and long holidays in sunny places? Look no further than the stock market. Start investing. Or, if you are on the other side of the above coin, Read More …

What Should You Do With All This Money? – Investing Basics

Invest it! An investment is putting your money somewhere it will work for you. Each of your dollars can do one of three things: work for you making money while you get on with your day, be given to someone else (spent) to work for them, or sit around in your wallet or current account Read More …